Equity Release

An lifetime mortgage allows you to release cash from your home, while retaining the right to live in it for the rest of your life. With a lifetime mortgage equity release plan, you can help fund your retirement and still keep your home.

If you are affected by increasing household bills, want to be able to make those essential home improvements or looking at topping up your income to make retirement more comfortable and enjoyable, an equity release plan could be right for you.

Release money when you need it (subject to limits and restrictions) and there's no requirement to repay until either your home is sold, you pass away or move into long-term care. If you do want to make repayments then some lenders allow this, speak to us for details.

Are you able to settle any outstanding loan secured on the property from the funds you release?

We provide advice to clients in the ever-expanding market of Equity Release and will look into all your options and only recommend an equity release scheme that is suitable for you.

There may be a fee for researching and mortgage advice, typically 1.5% of the loan amount, with a minimum fee of £995.00. The precise amount will depend upon your circumstances.