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Mortgage Payment Protection Insurance (MPPI)

Your protection matters – how are you prepared for the unexpected?

Maintaining a regular income is essential for most of us. But what if this income was to suddenly stop due to an accident, sickness or unemployment? How would you pay the mortgage, household bills and other expenses? You may need mortgage payment protection insurance.

It’s a fact that millions of people of working age will be off work for a sustained period of time through an accident or sickness.

Of course if the worst did happen you may receive some payment from your employer as part of your benefits package or a contribution from the state, but would this be enough for you to really cope?

If you suffered an accident or unemployment, what would the impact be on you and your family’s future? Would you lose the lifestyle and security you have worked so hard for?

We all want to ensure we have adequate protection in case the worst happens. Mortgage Payment Protection Insurance (MPPI) will help you ensure you won’t suffer financial hardship, even if your health suffers or you are unemployed. Protecting your mortgage payments means you will not lose the roof from over your head; and more importantly will provide reassurance at a time that can be quite stressful.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, visit: www.moneyadviceservice.org.uk.

No fee for Life Assurance, Critical Illness, Income Protection, Accident Sickness & Unemployment, Home Insurance, and Private Medical Insurance. We will be paid by commission from the company.

A fee of £495.00 £995.00 payable on completion. We will also be paid by commission from the lender. A fee of £250.00 will be payable if you decide not to proceed after the lender has made an official offer.

The Mortgage Factory is a trading name of Mortgage Factory UK Ltd , which is an appointed representative of Intrinsic Mortgage Planning Limited and Intrinsic Financial Planning Limited who are authorised and regulated by the Financial Conduct Authority (see the FCA register at www.fca.gov.uk/register/, references 440718 and 440703). Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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