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Income Protection Insurance

Protect your income, don’t rely on insufficient state benefits

What would happen to you or your family if you were to suffer from an illness or accidental injury and were unable to work? How would you or your family cope on a significantly reduced income? Income Protection Insurance can help.

The Mortgage Factory are experts at getting you your new home, and we are also experts at keeping you in your home. Income Protection Insurance is one of the products that can help provide a financial safety net in the event of you being off long-term from work. It can be tailored to suit you needs, to complement any savings or work benefits you have in place.

How Would You Or Your Family Be Able To Pay The Bills?

Unfortunately, one of the biggest threats to achieving your financial goals could be outside your control, the loss of your income. Whether it’s as a result of an illness, such as heart attack, stroke, long-term incapacity or an accident, it could have a devastating effect on you and your dependents.

With Income Protection, you can ensure that if you suffer loss of income through illness or accidental injury. You will continue to get a regular monthly income, until you either return to work, retire or your policy ends.

True Income Protection Insurance is long term insurance, if you are accepted without exclusions, then you will be covered for all ailments. You can have a deferred period at the beginning of your policy that dovetails with your work sick pay benefits and you can index your premiums and benefits. This means that your cover amount keeps up with inflation.

There are other products available designed to protect you against loss of income. For impartial information about insurance, visit: www.moneyadviceservice.org.uk.

No fee for Life Assurance, Critical Illness, Income Protection, Accident Sickness & Unemployment, Home Insurance, and Private Medical Insurance. We will be paid by commission from the company.

A fee of £495.00 £995.00 payable on completion. We will also be paid by commission from the lender. A fee of £250.00 will be payable if you decide not to proceed after the lender has made an official offer.

The Mortgage Factory is a trading name of Mortgage Factory UK Ltd , which is an appointed representative of Intrinsic Mortgage Planning Limited and Intrinsic Financial Planning Limited who are authorised and regulated by the Financial Conduct Authority (see the FCA register at www.fca.gov.uk/register/, references 440718 and 440703). Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.