Moving home can be one of life’s most stressful and expensive experiences. Here at The Mortgage Factory, we offer a range of mortgage products and benefits that could save you money, such as "free valuations," and "help with cost of solicitors", as well as making the whole process more straightforward.
Deciding on how much you can afford?
Before you start searching for the perfect house, it’s important you know what size mortgage you can afford. Of course, you may not want to borrow the full amount. If you're selling a home, first ask an estate agent for a valuation. Don't forget to find out about their fees and how these compare with other agents.
Check out your mortgage options
Julie from Lytham
There are a number of mortgage and repayment options available to you. You can call us on 01253 89 40 50 or make an appointment with one of our Branch Mortgage Advisers. You can also find your nearest branch by clicking on ‘contact us’.
Once you’ve chosen your option, we can give you a Mortgage Certificate showing the agreed amount the lender is prepared to lend to you “in principle.” This is useful when dealing with estate agents and sellers as it shows you are a serious purchaser.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.