First Time Buyers

At The Mortgage Factory we pride ourselves in helping you with, what can be, the daunting task of buying your very first home.  We have the specialist knowledge and experience to smoothly guide you through the whole “First Time Buyer process,” including supporting you in dealing with the Estate Agents and Solicitors involved.

With all this to bear in mind, why not call or visit one of our branches to talk with one of our advisers?

With so many deals to choose from, finding the right first time buyer mortgage can be confusing. However, as a first time buyer you can enjoy some great money-saving offers, with incentives such as “free valuation” and “cash back.”  The Mortgage Factory can find the right first time buyer mortgage for you. Our service is impartial and brings you the best mortgages from all different UK lenders.

Once you’ve chosen your option, we can give you a Mortgage Certificate showing the agreed amount the lender is prepared to lend to you “in principle.” This is useful when dealing with estate agents and sellers as it shows you are a serious purchaser.

Please call or click here for a FREE, no obligation quotation!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgages

Being independent advisers at The Mortgage Factory, we specalise in giving impartial advice on mortagages and re-mortgages. We will help you find the best mortgage for your situation. We offer:

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Insurance

Buying insurance is like buying anything. You want the best you can afford.

That's why we offer competitive insurance from a number of leading insurance companies.

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Loans

If you need to release some of the equity in your home to pay for an extension, holiday or even to repay other debts, a secured loan may be the perfect answer.

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Other Services

Some of our other services include:

  • Energy Performance Certificate (EPC)
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