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First Time Buyer Mortgages


First Time Buyer Mortgages

Here at The Mortgage Factory, we get great satisfaction from helping first time buyers buy their first home. We have the specialist knowledge and experience to smoothly guide you through the First Time Buyer Mortgages process, including supporting you in dealing with the Estate Agents and Solicitors involved.

With all this to bear in mind why not call or visit one of our branches to talk with one of our advisers?

With so many First Time Buyer Mortgages deals to choose from, finding the right one can be confusing.

However, as a first time buyer you can enjoy some great money-saving offers with incentives such as “free valuation” and “cash back.” The Mortgage Factory can find the right First Time Buyer Mortgages for you. Our service is impartial and brings you the best mortgages from all different UK lenders.

As independent mortgage advisers, we also have access to all the lenders that offer New Build schemes, such as Shared Ownership and Help to Buy.

Once you’ve chosen your option we can give you a Mortgage Certificate, showing the agreed amount the lender is prepared to lend to you “in principle.” This is useful when dealing with estate agents and sellers as it shows you are a serious purchaser.

No fee for Life Assurance, Critical Illness, Income Protection, Accident Sickness & Unemployment, Home Insurance, and Private Medical Insurance. We will be paid by commission from the company.

A fee of £495.00 £995.00 payable on completion. We will also be paid by commission from the lender. A fee of £250.00 will be payable if you decide not to proceed after the lender has made an official offer.

The Mortgage Factory is a trading name of Mortgage Factory UK Ltd , which is an appointed representative of Intrinsic Mortgage Planning Limited and Intrinsic Financial Planning Limited who are authorised and regulated by the Financial Conduct Authority (see the FCA register at www.fca.gov.uk/register/, references 440718 and 440703). Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.